Zhou Aihua(周爱华）

Aihua graduated from Oxford brookes University Bsc(Hons) in Applied accounting Degree. She joined Prudential Assurance Company Singapore in September 2018.
AiHua was an account executive with three young kids when she decided to become a financial consultant.

Leaving a stable corporate job was not easy, considering she has three kids to raise. Yet, she took a leap of faith and joined the insurance industry.

While it requires a lot of hard work, choosing to become a financial consultant gave Ai Hua more freedom in managing her time. She now has more time to spend with her kids and loved ones. On top of having a flexible schedule, she finds the work extremely meaningful as she’s able to offer financial guidance to the people she meets.

She said, “As a financial consultant, I possess the ability to provide guidance and help others who need it. I find this extremely meaningful.”

She achieved multiple admirable accomplishments, and she has no plans to stop anytime soon. One of her core principles which led to her success is that she never stops learning from people who are more experienced in the industry. “Don’t be shy to ask questions and learn from others. Whenever I am unsure about a certain policy, I always take the initiative to ask my seniors. This enables me to better myself and achieve greater heights,” she added.

Speaking from experience now, Ai Hua feels it’s important for all financial consultants to take the initiative in understanding their clients’ needs on a deeper level, rather than selling or recommending policies just for monetary gain. Only by truly understanding a client can a financial consultant introduce the best plans and policies for their customers, resulting in higher trust and stronger consultant-client relationship.

爱华毕业于英国的牛津布鲁克斯大学应用会计学士(荣誉学位), 她在2018年加入保诚新加坡保险公司, 成为一名专业的理财顾问。

在加入保诚公司之前, 爱华从事会计工作多年, 作为三个孩子的妈妈👩, 她勇敢的走出人生的重要一步, 从一份稳定收入的工作而转行作为一名理财顾问, 虽然这份工作需要她付出更多的努力, 但是爱华可以更自主的分配她的时间, 有更多的时间陪伴孩子和家人。她发现这份工作非常有意义, 因为可以帮助更多的人获得保障和做好规划。

爱华在短时间内取得了多项令人钦佩的成就, 她成功的关键原因是她从不停止向行业中更有经验的人学习, 不断提升自身专业知识和能力, 主动了解客户的需求, 为顾客的利益着想。

爱华继续以更专业和敬业精神为顾客提供优质的服务。

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MDRT 2025

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Wang Linbing

我是在5月初的春到河畔志愿活动答谢宴上认识爱华, 听别的志愿者说, 爱华在保诚保险公司工作, 是一位周到和热心的顾问。于是, 我加了她的微信。之后不久, 爱华邀请我去她家吃午饭, 并向我介绍她的家人。她不仅把我当成是一名客户, 更对我关照有加。与此同时, 爱华让我意识到在新加坡为自己购买保险的重要性。因为如果在新加坡没有保险, 医疗费用会十分昂贵。感谢爱华, 祝她事业有成!” “I got to know Aihua for the first time at the appreciation dinner for the River Hongbao volunteering activity in May. Other volunteers told me that she is a considerate and enthusiastic consultant at Prudential. Thus, I reached out to her and managed to add her as my WeChat friend. Later Aihua invited me to her house for lunch and introduced her family to me. She treats me not only as a client, but also takes good care of me. At the same time, Aihua makes me realise the importance to buy insurance for myself, as the medical costs in Singapore are very expensive. Thanks for Aihua and wish her a successful career!

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Hu Yanzhen

最近我儿子生病住院了, 我虽然身心疲惫, 但是爱华姐带给我的帮助却让我倍感温暖, 真的是一位心地善良, 易于相处的姐姐。从爱华姐去医院看望孩子, 到孩子出院后为了住院费的报销问题整理各种资料, 这个过程中让我看到爱华姐工作的专业, 认真, 充满了责任感!我对爱华姐和保诚又多了一份信任!感谢!” "Recently, my son was admitted to hospital twice. Although I was physically and mentally tired, but the help I got from Aihua made me feel warm. She is really a kind-hearted and helpful person .👍 Aihua visited my child in the hospital and helped me to settle all the hospital bills reimbursement issues. Aihua is a professional, dedicated and full of responsibility in her work! I will always trust Aihua to take care of our insurance policies and protect my family members” 🥰

会见我的理财顾问周爱华

林强 & 念云

你若安好, 我愿备胎到老, 你若不好, 我是救命稻草!保险就是家庭经济最佳备胎, 它可以让人在发生风险后, 继续他们的计划。很庆幸认识爱华, 了解了更多的保险和理财知识, 让我和家人都有了一份更好的保障, 为孩子规划好了未来的教育金! 爱华是很专业的理财顾问, 总是替顾客解决问题, 我们极力推荐爱华给大家! Insurance is a family's best financial fallback, allowing people to continue with their plans in the event of a risk. I am very glad to know my financial consultant, Aihua, to know more insurance knowledge, so that my family have a better coverage, Aihua and I became good friends...

A dedicated Financial Consultant

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Rose

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Jessica (Sales staff)

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Li xinping ( Engineer 工程师）

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Yang Tao (Assistant manager 副经理）

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Thae Su Aye (Accounts Executive)

“爱华是我的前同事, 我们在一起工作了3 年多。她是一位非常体贴, 谦虚和负责的人, 在我怀孕期间想买生育保险的时候,问了很多关于生育计划的问题,爱华很耐心的解答我的所有问题, 从头到尾给我讲解的非常清楚。我和我丈夫也有其他的财务顾问, 但他们并没有像爱华这样详细地解释保单, 当我儿子住院时, 她来医院探望我的孩子, 并且已经准备好了所有完整的保险索赔表格, 她的反应非常迅速, 而且帮助我们报销孩子的全部后续复诊治疗费用, 我们从来没有遇到过像爱华这么好的财务顾问, 她总是抱着积极的心态和热忱帮助别人, 爱华是我们见过的最好的顾问。她用她的专业知识更好地服务客户, 满足客户的需求。现在爱华是我们全家人的财务顾问, 由她来照顾我们全家人的保单, 让我们感觉非常有安全感, 我已经将爱华推荐给身边需要的朋友们!” 非常感谢你, 爱华! Thae Su Aye（会计主管） Aihua was my ex-colleague. We have worked together more than 3 years. She is always considerate, humble and responsible. When I wanted to buy maternity insurance plan during my pregnancy, I got ask around about maternity plan and among the financial consultant Ai Hua is very patient and explain me very well from head to tail. Before I was pregnant me and my husband bought insurance policy from other financial consultant but they didn’t explain me well like her. When my son hospitalized, she came to visit us and passed me all the complete claim form to submit hospital to get necessary documents. She was very prompt response and help to collect immediately my son’s follow up receipt as well. We have never come across a Financial Consultant like Ai Hua who always have a positive mindset and passionate to help peoples. Aihua is the best insurance consultant we have ever met. She used her professional knowledge to serve customers better and also carefully client needs. Now all my family members change financial consultant to Ai Hua and we feel our life is safe under her care. I did recommend my friends to Ai Hua who in needs for insurance coverage. Thank you so much for your kindness, Ai Hua.

Meet someone interesting最棒的财务顾问, 周爱华

Peng Lulu(MTS 主任工程师）

在新加坡遇到的所有财务顾问中, 爱华是最热情积极, 不仅随时能够联系上, 解答问题及时又高效, 而且还是行走的百科全书, 除了保险专业相关的问题, 其它在新加坡衣食住行相关的问题都可以请教她。即使她有些不懂的问题, 她也会去帮我们找出答案! 去年, 爱华帮我刚出生的女儿办理了住院险, 重疾险, 尤其是当我的女儿今年3月份住院时, 因为PR身份没有及时更新, 不能自动申报, 需要手动填写住院保险报销申报资料时, 爱华都是亲力亲为, 跑到医院和我一起整理, 然后从填资料到拿回保险赔付, 她一直帮我们持续跟进, 这让我们非常感动。因此, 这种认真负责, 一心为我们考虑的财务顾问, 在新加坡真的很难找到。包括我自己, 我的家人, 以后要买更多的新加坡保险, 我们都会考虑爱华作为首选。当然, 如果有朋友需要保险或理财, 我们也会推荐最棒的财务顾问爱华给他们! Among all the financial consultant I have encountered in Singapore, Aihua is the most enthusiastic and responsible. Not only can she be contacted at any time, answer questions in a timely and efficient manner, but also a walking encyclopedia. In addition to insurance related issues, other issues related to food, clothing, housing and transportation in Singapore You can ask her. Even if you posted her a questions non-related to Insurance, she will help us to find out the answers! Last year, Aihua helped my newborn daughter to get coverage for hospitalization and critical illness insurance. Especially when my daughter was hospitalized in March this year, as the PR status was not updated in time and could not be automatically detected in Hospital System the hospital insurance reimbursement declaration information was required to be filled in manually, Aihua did it by herself. She continued to help us follow up with the information/claims until we got back the insurance payment, which made us very touched. Therefore, it is really difficult to find such a responsible financial consultant in Singapore. Including myself and my family, if I want to buy more Singapore insurance in the future, we will definitely consider Aihua as the first choice. Of course, if there are friends who need insurance or financial planning, we will also recommend the best financial consultant Aihua to them!

会见我的财务顾问-爱华 Meet someone interesting

Li Fang ( Childcare teacher)

会见我的财务顾问-爱华（meet my financial consultant-Aihua)

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Jasmine ( Account Executive)

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Yoyo (Accounts executive 会计从业人员）

会见财务顾问-爱华（meet my financial consultant-Aihua)

Ming yan( housewife 家庭主妇）

会见我的财务顾问-Aihua

Elaine Lau (Accounts executive)

我最信任的理财顾问爱华（meet someone I trust)

Kelly Zhang （My First School—-Chinese Teacher华文老师）

以前我总是认为自己还年轻, 疾病离自己很远, 买保险是无足轻重的事, 也一直没有提上日程。后来买了屋子, 我对保险的认知也仅限于基本的房屋保险。在十年前, 我买了人生中第一份真正意义上的保险-人身意外保险, 是基于我的一次意外摔伤导致我一个月不能下床走动, 我才开始意识到保险的重要性, 就算疾病没有找上你, 但是意外又是谁能预料得到呢？保险恰恰就是对自己未来生活的一份保障 ! 后来我认识了我的保险经纪人爱华, 她是一个开朗乐观, 朝气蓬勃的人, 她热爱生活, 也把她的热情传给了身边的人, 让我们乐意去倾听她为我们讲解保险的知识。她的保险专业能力很强, 特别有耐心, 还会举例子解答我的疑惑, 在她的帮助与分析下我重新审视了自己所买的保单, 并在她的建议下购买了-重大疾病保险保单, 填补了我的空缺。我觉得这是现阶段我最需要的, 谢谢你爱华😊 做为保险顾问, 爱华有邀请我和同事, 家人去参加免费的工作坊活动, 她平时也会经常关心并问候我们, 在联络感情的同时也加深了我们对她的信任。爱华是我遇到的最优秀的保险顾问, 我想真诚地说一声“谢谢爱华!有你真好!生活有风雨, 但有你与我们同舟共济!” I used to think that I was still young, that the illness was far away from me, that buying insurance was not important, and that it had never been on the agenda. When I bought a house, my knowledge of insurance was limited to basic housing insurance. Ten years ago, I bought the first real insurance in my life -- personal accident insurance. It was based on the fact that I couldn't get out of bed and walk for a month due to an accidental fall. I began to realize the importance of insurance. Insurance is exactly a protection for your future life! I met Aihua through my sister, who’s my sister’s financial consultant. She is an optimistic and vigorous person. She loves life and passes her passion to people around her. With her help and analysis, I re-examined the insurance policy I bought, and bought a Critical illness policy at her suggestion, which filled my protection gaps . I think it is at this stage I need most, thanks Aihua for your valuable advice. As an insurance consultant, aihua invited me, my colleagues and family members to attend the free workshop. She often cared about and greeted us, which deepened our trust in her. Aihua is the best insurance consultant I have ever met. I would like to sincerely say "thank you aihua! How nice to have you! Life has wind and rain, but you will be with us!"

Meet My Financial Consultant Aihua

Eleanor Kim (Self-employed 自雇人士）

会见我的财务顾问爱华（Meet my financial consultant Aihua)

Wang Hong(childcare teacher 幼师）

Meet someone I trust

Law Kah Chang(Radiographer放射科技师）

Meet my Financial Consultant Aihua

James&Joey (Senior mananger高级经理&Housewife家庭主妇）

I always have the intention of purchasing an insurance package is to protect my family and myself, and its act of assurance and peace during an emergency. Never do I ever thought of claiming the insurance that I’ve purchased. In my recent encountered, my wife was very sick that she was warded in the hospital for some medical implications and further surgery. Somehow or rather, on the day of admission, I have contacted our Financial Consultant Zhou Ai Hua, and without hesitation, she assures me that she will assist us on the reimbursement of the hospital bill. In the whole process, my family are very thankful and has seen Ai Hua’s who always went the extra mile to help her clients beyond her best abilities. Through this process, we have built trust with Ai Hua and we have become friends more than a Financial Consultant. We have never come across a Financial Consultant like Ai Hua who always have a positive mindset and passionate to help peoples. Her passion and actions have won many trusts and is an asset to the organisation and industry. We will not hesitate to recommend any friends and relatives to Ai Hua whenever they are in needs for insurance coverage. Thank you, Aihua. 我一直有购买保险的打算, 是为了保护我的家人和我自己, 以及在遇到紧急情况下的保障和平安的生活。我从来没有想过要去索赔保险利益。在我最近的遭遇中, 我的妻子病情严重, 住院接受进一步的手术治疗。我妻子入院当天就联系了我们的财务顾问周爱华, 她毫不犹豫地向我保证, 她会帮助我们报销医院的账单。在整个过程中, 我的家人都非常感激爱华, 看到爱华总是竭尽所能地帮助她的客户。通过这个过程, 我们与爱华建立了信任, 我们成为了朋友, 她不仅仅是我们的财务顾问。我们从来没有遇到过像爱华这样的财务顾问, 她总是以积极的心态和热情去帮助别人。她的热情和行动赢得了许多人的信任, 是保诚公司和行业的财富。我们会毫不犹豫地向任何需要保险的朋友和亲戚推荐爱华。谢谢你!爱华!

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周洁（理疗师 Physiotherapist)

会见我的理财顾问爱华

Leong Seak Ing (Admin Executive)

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念云（家庭主妇）

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Zhou Aihua(周爱华）

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